Yeah, that just happened - Car Accident

Without a doubt, the scariest thing to happen in a car - a collision.  So, you just crashed into the back a seemingly nice person at the light down the road from your place.  Now what....

1.  Gut check - make sure everyone in your vehicle has their faculties including you.  If not, try and stay where you are until help arrives as long as there is no immediate danger in the vehicle. 
2.  Call the Police

3.  Begin the documentation -   

• A pen and paper will work just fine...
• Location of the accident
• # of passengers in the other vehicle
• The other drivers insurance information
• Pics
• All angles of the cross streets
• All angles of damage for both vehicles

4.  Cooperate with Police when the arrive
5.  Call your insurance agent i.e. -  matt@delawareinsurance.net

• The agent will be able to help you from here regardless of who's at fault
• In some cases the insurance carriers will battle it out to determine who that may be

BUT BEFORE ANYTHING LIKE THIS HAPPENS - meet with you agent to make sure the coverages you may or may not have chosen are adequate - can't change them after the accident happens

Thanks again - any feedback and ideas are always welcome - matt@delawareinsurance.net